Tag: the oart

  • So that you don’t Bungle-ow

    So that you don’t Bungle-ow

    This paper ran a two-part series on bungalows in Mumbai and how residents are still clinging on tenaciously to old, family bungalows for various reasons.

    West View 15, owned by Gemma Fernandes, Gerard Fernandez and Ingrid Pinto in Bandra. Pic/Sayed Sameer Abedi
    West View 15, owned by Gemma Fernandes, Gerard Fernandez and Ingrid Pinto in Bandra. Pic/Sayed Sameer Abedi

    From resisting the lure of the big bucks wielding builder and redevelopment riches to dealing with threats, some residents feel high maintenance and other problems pale in comparison to the positives of living in bungalows.

    Here, real estate expert and legal consultant Ameet V Mehta, takes on questions about bungalows, a fast vanishing feature in a city dominated by buildings.

    The interview:

    Q. Bungalows are slowly but surely vanishing off the map in Mumbai, residents who cling on to old, family bungalows are now a novelty…
    A. Yes. Most of the residences are medium-sized bungalows, which are now getting dotted by high-rise buildings. As the city does not have much land available, several old bungalows are giving way to high-rise residential projects.

    Ameet V Mehta
    Ameet V Mehta

    Builders and developers are buying such properties and are re-constructing high-rise buildings on them. The per sq.mt cost in this city has multiplied and it has become very challenging to keep a large pie of land in Mumbai.

    Property tax has increased and bungalow owners want to encash Floor Space Index (FSI) available on their land. So they prefer to let the bungalow schemes go away and convert them into building type structures.

    Q. Do bungalow owners follow rules like flat owners in buildings in co-operative Societies?
    A. Yes, they have to if they are in a co-operative housing society. Eg: Juhu Scheme comprises 14 Co-op Societies of which major are plot or bungalow owners. In such a scenario, they have to follow the Co-operative Society rules. Then, there are bungalow owners who have self-regulating bungalows, which do not form part of any society.

    Schubert Vaz's bungalow in Borivali. Pic/Ronak Savla

    Schubert Vaz’s bungalow in Borivali. Pic/Ronak Savla

    Q. When bungalow owners are made offers by builders for redevelopment should they take them up or resist the offer?
    A. It is advisable to take such offers since they can encash FSI. The norms of FSI laid out for urban areas are inflexible.

    However, many semi-urban and rural areas are not bound by regulations with regard to mandatory parking and open space provision, rules pertaining to structural safety or construction regulations such as FSI. The norms within which you can construct your own bungalow will not be the same for different areas.

    One of the old bungalows at Matharpacady. Pic/Shadab Khan
    One of the old bungalows at Matharpacady. Pic/Shadab Khan

    This mainly depends on which corporation limits the plot falls in, or if it falls under gram panchayat jurisdiction. Estimating the construction cost also plays a very important role before you take a decision on redevelopment.

    The actual construction cost would mainly comprise plot rate, stamp duty amount on the plot purchased to be paid to the government, cost of the legal clearances that are obtained from different authorities, labour cost, fees to the consultant, if appointed, cost of raw material and building materials like cement, steel, bricks, tiles etc.

    The material cost may differ as per the quality. Electricity and water charges, sanitary work, waterproofing, roofing, stonework, doors, windows, painting and finishing costs are the common costs involved with the construction process. Location is also considered while calculating the redevelopment cost.

    Estimating the cost in advance will give you a rough idea about how much you will require for building a tall structure or in order to retain the bungalow. These are not the only factors to remember but they are certainly the key aspects which have to be carefully measured before taking a decision on demolishing a bungalow for redevelopment.

    It is a wise piece of advice that you appoint any consultant or any professional who will appropriately assist with this entire process, commonly called as a feasibility report. Considering the complexities involved, it often makes sense to take an offer to construct and convert a bungalow into a building rather than construct and retain a new bungalow.

    Q. What are the challenges of maintaining a bungalow in the city, compared to a flat?
    A. Considering that the living space of a flat is small and each resident is supposed to keep their section clean, maintenance is easier. Since a bungalow is big compared to a flat, maintenance can be a strain. It is also expensive. An average flat may require not more than one hour to clean on a daily basis, but a bungalow may require at least four hours to clean on average. It is also much more expensive to maintain a bungalow as compared to a flat.

    Q. Building society garages cannot be used for any activity like holding classes, tailoring shops etc. Can bungalow garages be used for other activities?
    A. You should take an opinion of local municipal authorities to verify that the activity that you are intending to start requires municipal permission. If yes, it is better to take permission.

    Q. Sometimes, bungalow owners live in one part or floor of their home, they let out the other floor or part to some tenant… is this legal?
    A. Yes. Mostly such people who stay in a part of your home are called as paying guest. You can also give a part of your house on lease subject to legal and statutory compliances.

    Q. Should one buy an old bungalow? What should one look out for when buying a bungalow in Mumbai?
    A. Here is a list of some of the things that you should look when buying an existing bungalow:

    >> Check for the structure of the bungalow. Normally, though, structures are strong.

    >> Check for old plaster because it may just disintegrate into dust (airborne dust).

    >> Old bungalows are not child friendly at times, (i.e. lead-based paint, asbestos flooring, steep stairs…).

    >> Modern furniture does not fit through antique doorways.

    >> Painting walls and trimming takes thrice as long as it does in a newer house because of all the holes/nicks/gouges you have to patch. In old bungalows, plants can grow within your old walls. No doors are standard size. Check for plumbing and electrical lines as well.

    Q. Is it better to leave a home in South Mumbai to opt for a bungalow in the suburbs?
    A. It is all about economics. Affordability and cost of living would play an important role in your decision.

    Q. In the end, do you think bungalows will survive the next generation?
    A. Eventually No! Living in a social and slightly dense surroundings plays an important role. It would sometimes be very frustrating to not have neighbours and live like a nuclear family without neighbours or have improper neighbours without social connect. Then, of course are economics and fissures in the family too play a role.

    – See more at:

    http://www.mid-day.com/articles/all-you-wanted-to-know-about-mumbais-bungalows/15340158#sthash.BvxVurTL.dpuf

     

     

  • Mid-Day – Bunga-lows and highs

    Mid-Day – Bunga-lows and highs

    Built in the 1950s in what is known as the ‘original Immaculate Conception (IC)’ colony, DX Vaz House in Borivali stands tall more than 60 years later. Talking about his bungalow, Schubert Vaz, a musician by profession says, “My father and three of his musician friends bought land in Borivali around India’s Independence, when the area was a deserted place with a large forest cover.

    Dennis Baptista (L) and Percy D'Souza discuss Matharpacady's history. Pics/Shadab Khan
    Dennis Baptista (L) and Percy D’Souza discuss Matharpacady’s history. Pics/Shadab Khan

    This area grew to a village and is now a buzzing metro space with buildings all over. The change has left me astounded.” Vaz goes on to say, “Living in a bungalow has a charm of its own as we can avoid the bickering of neighbours, plus we have our own compound and space. I live with my wife and sons here, and within the four walls of our house, we have a little world of our own.”

    DX Vaz bungalow in IC Colony has been standing for more than 50 years. Pic/Ronak Savla
    DX Vaz bungalow in IC Colony has been standing for more than 50 years. Pic/Ronak Savla

    Owner’s pride
    As the owner of a bungalow in the posh IC Colony area, I have many people who look at me in awe. I get many ‘wows’ from people and it makes me feel nice. I have nine rooms which include my music room. As a musician, music is a vital part of my world; I share my knowledge by conducting classes for those who want to learn. I also have practice in this room. In a smaller house, things would get too crammed, having a big house proves to be a plus,” adds Vaz.

    Schubert Vaz, a musician by profession with his wife in their Borivali home. Pic/Ronak SavlaSchubert Vaz, a musician by profession with his wife in their Borivali home. Pic/Ronak Savla

    The Borivali resident says he is not sure whether his children will keep the bungalow. Vaz says, “Builders have come on and off to offer me a good deal in order to build a multi-storey building here. But I have managed to put them off a number of times, I am happy with my house and the way it is. I have to shell out a lot of money for maintenance, leaks, painting work requires a lot of money, but I have never been tempted to sell.”

    That’s what the Vaz family think of their home. Pic/Ronak Savla
    That’s what the Vaz family think of their home. Pic/Ronak Savla

    Builder pressure
    At Matharpacady in Mazgaon, Martin and Lavina Cardozo live at House No 32 on the first floor, while Martin’s younger brother’s family live on the ground floor. Living in the Grade 3 heritage area has seen the family receive numerous threats from builders for their house.

    The Cardozo bungalow in Mazagoan
    The Cardozo bungalow in Mazagoan

    Lavina says, “We used to get calls on our landline from goons who claimed to be from some underworld don or the other saying that we should sell our house at the earliest. The thugs would come over at 2 am and 3 am to harass us. Now, thankfully, they have stopped. Those times were pure mental torture and for the last two years we have been able to live in our house in peace.”

    Lavina and Martin Cardozo at their home
    Lavina and Martin Cardozo at their home

    Her husband Martin adds, “My family has been living in this house for more than 50 years, Burmese wood has been used in this home. I know that the builders are seeking to get their hands on this wood that once sold will fetch a huge sum of money. Till we are alive, I will not let this house be demolished nor will I sell it.”

    This chapel at Matharpakady was built when a plague killed many in the city in the 1880s
    This chapel at Matharpakady was built when a plague killed many in the city in the 1880s

    Close quarters
    Residents of the area have formed the Matharpacady Residents’ Welfare Association in order to combat builder pressure as well as to deal with the government agencies in an organised manner.

    Percy D’Souza one of the oldest members of this association that was started in the 1970s says, “Many of the bungalows here have been in existence for more than 100 years. St Isabel’s High School was housed in a couple of them many years ago. When Matharpacady was declared a slum by the Brihanmumbai Municipal Corportaion (BMC) we all rose up and fought for it to become a heritage village.”

    Revealing how the association uses the Right to Information (RTI) Act effectively, Dennis Baptista, president of the group says, “The RTI is our only way of fighting for the right to live in our homes. Builders often come and build illegal constructions in and around the village, we use this tool to avoid letting our haven become a concrete jungle.”

    Joy of living
    Explaining why she and her husband continue to live in a bungalow even though they have been threatened and offered huge sums of money to shift, Lavina says, “We have everything close by — Crawford Market, Chhatrapati Shivaji Terminus, Mumbai Central stations, the top city hospitals. Everything is convenient for us. My daughter lives in Malad and commuting is cumbersome from the suburbs.”

    Agreeing with his wife, Martin adds, “The life here is what I have lived all through the 70 plus years that I have existed, I cannot imagine a life away from here. Many of our neighbours have chosen to sell their bungalows and move to faraway Vasai, Virar, Thane, Panvel and some even stay in Pune, now.”

    D’Souza goes on to say, “If a person lives here, he or she will never want to live anywhere else. We have spacious houses, a small world of our own here. Our neighbours are like family and friends, we literally live in each others houses, this sense of belonging and oneness is something that along with the love for our houses, helps us fight each time a builder or the government opts to offer to raze our houses and do redevelopment.”

    Shelling out money
    With the monsoon set to hit the city in June, many houses in Matharpacady have tile and roof repairers working on them. “Every year, I end up spending at least R 50,000 on house repairs before the monsoon so that we don’t have a leaky roof during the rains.

    Varnishing the wood, painting the house and looking after the external and internal structure of the house is a costly affair, which has forced many people who used to live in this area to sell their houses to others,” says Martin Cardozo.

    Praising the cross ventilation in bungalows and pointing that out as one of the top reasons why even today they live in these big houses in Mumbai, Baptista says, “Lokmanya Tilak’s close associate Joseph ‘Kaka’ Baptista was born and lived here.

    This village is not just historic because of the houses that have been here for many years but also people who have been a part of India’s freedom struggle. Descendents of the great freedom fighter’s associate still live here. This area is perhaps the best ventilated part of Bombay; yes the city will always be named that in my view. We all do our bit to keep our houses in the best possible condition.”

    Lavina Cardozo adds, “The water and electricity bills, taxes, etc come up to a huge sum since the house is huge. If we stayed in a flat I think we would pay a little lesser, but we would have less space. We pay the old tax rates and so if this place is redeveloped, we will have to pay more taxes.”

    Standing strong
    Years from now, the residents of Matharpacady are confident their village and houses will still be standing. Baptista says, “The same love that we have for our houses is what we have ensured is inculcated in our children. As much as we love our bungalows and this village, even the children and young people of Matharpacady care and are passionate about preserving this heritage. “

    Agreeing with him, D’Souza says, “Seeing us fight against the government, builders and various politicians in the last few years has, in a way, made our children and youngsters more aware. When you tell friends that you live in a bungalow, their reactions are interesting.

    As a child, it is exciting to be looked at in awe since you live in a huge house, I enjoyed the attention and my children also are happy to bring friends home. Seeing their joy, I know that they will fight to keep our bungalows even after us.”

    Claiming that bungalows have strong structures, Martin Cardozo says, “There was a time when they claimed our house had white ants. The BMC sent some people who used saws to cut the wood. Three saws broke but the wood wasn’t cut, that is how strong it is.”

    “If there is an earthquake today, I can assure you that many high rises in this area will fall but our houses will still stand. We will have enough time to take our cupboards and valuables with us,” ends Baptista.

     

  • Events May 2014

    Events May 2014

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    During the month of May, Rosary was recited daily every evening at 7.30 pm at the Cross. The Rosary will be recited daily till the onset of the rains.

    We will be celebrating 140 years of the Matharpacady Village Cross next year on 1st May 2015.

     

     

     

  • Reap benefits of redevelopment without redeveloping

    Reap benefits of redevelopment without redeveloping

    Reap benefits of redevelopment without redeveloping

    The owners of heritage properties will now be able to enjoy the fruits of redevelopment without messing around with the history and architecture of their buildings.

    In a shift from regulation to rewards, the new Heritage Regulation Policy proposes to allow the owners of such properties to not only sell the extra FSI available to them as Transfer Development Rights (TDR), but also sell it at market rates.

    The move could boost the preservation of over 900 heritage structures in the city.

    The earlier policy only provided some petty tax benefits to owners of heritage properties and allowed only plain vanilla transfer of extra FSI – that is 1000 sq ft of extra of FSI in Colaba would earn the owner 1000 sq ft of FSI in, say, Dahisar.

    This obviously was not very attractive because 1000 sq ft of FSI in Colaba does not have the same value as 1000 sq ft of FSI in Dahisar.

    According to civic rules, no TDR can be used in the island city. So, all the additional FSI available to the owners of heritage properties must be utilized in the suburbs.

    The new policy changes this by linking the sale of extra FSI to its worth as per the government’s ready-reckoner rates. Simply put, if the owner of a heritage building in Colaba has 1000 sq ft of extra FSI, which he cannot utilize because he is not allowed to redevelop the building, he will get TDR rights worth the ready-reckoner value of the additional FSI he holds.

    The ready reckoner rate in Colaba is Rs 19,000 per sq ft, which makes the value of 1000 sq ft of TDR Rs 1.9 crore.

    The owner can thus use FSI worth Rs 1.9 crore in Dahisar. The ready reckoner rate in Dahisar is roughly Rs 8000 per sq ft. This means, the owner will get an FSI of nearly 2,300 sq ft in Dahisar.

    The owner would then have a choice of either using this FSI in a property he may develop in the suburbs, or simply sell to it to a builder.

    The Mumbai Heritage Conservation Committee, whose brainchild the new policy is, had recently written to the state government’s Urban Development department, making it clear that unless an incentive-based policy was brought in, it would be difficult to save Mumbai’s heritage.

    The new policy also makes provision for repairs and maintenance since owners of heritage buildings find it difficult to maintain old, doddering heritage structures. Many of the buildings are owned by landlords who hardly have funds to undertake routine repairs.

    If an owner spends Rs 10 lakh on repairing his heritage building, then TDR worth Rs 10 lakh would be available to him for use in any building or project in the suburbs.

    However, all such repairs will have to be carried out as per the sanctions of the MHCC. A heritage committee member, who did not wish to be identified, said the new policy will make sure that the owners of heritage properties do not suffer any loss. “The TDR incentive offered today is not enough as the loss of development opportunity is not adequately compensated.

    Once it is linked to the ready-reckoner rates, the owner will have an incentive to maintain his building,” he said.

    Pointing out that preservation of heritage is a collective responsibility of the city, the policy says: “It is strongly felt that heritage conservation is not getting due consideration from the owners of heritage properties because of the reliance on a regulatory mechanism rather than incentivization.”

    Source: http://www.mumbaimirror.com/mumbai/cover-story/New-heritage-rules-to-improve-conservation-by-rewarding-owners/articleshow/19978006.cms